With summer arriving and the end of the year approaching, I thought I would let you know about a few changes. There have been some very useful regulation changes on the home front which come into effect over the next few months, these should have the effect of reducing time, paperwork and cost for some projects especially renovations.   Granny Flats From early 2026, the changes allow homeowners to build a second dwelling on their property more easily, provide housing for exte

What happens when a quarter of the population retires? According to a recently released briefing paper completed by the Reserve Bank NZ,...

Once the rate locked in, it cannot be changed! Sometimes, it can feel like a gamble to refix your mortgage. Should you fix long, or is a...

There is increasing speculation in the media that interest rates will start to fall in the not-too-distant future. To separate the fact...

What you need to Know The Reserve Bank will introduce debt-to-income ratios from 1 July 2024. I previously discussed this in my January...

Now that we have all had a good break and the kids are going back to school, I thought I would update you on some interesting...

As 2023 draws to a close, reflecting on the weather events, inflation and enduring an election, it’s fair to say 2023 was not a great...

Last week the Reserve Bank decided to hold the Official Cash Rate (OCR) at 5.50% rather than increasing it, citing these factors - demand...

Last week the Reserve Bank kept its official cash rate on hold at 5.50%, after a dozen consecutive hikes which confirms the RBNZ’s long...

The Reserve Bank of New Zealand (RBNZ) has now raised the Official Cash Rate (OCR) to 5.25% which is the 11th consecutive increase since...